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Updated on 2026-05-21 [click for more]
Bank Prime Rate
As of 2026-05-08
6.75%
15Y Fixed (Weekly)
As of 2026-05-21
5.85%
30Y Fixed (Weekly)
As of 2026-05-21
6.51%
30Y Fixed (Optimal Blue Daily)
As of 2026-05-21
6.56%
30Y Jumbo (Optimal Blue Daily)
As of 2026-05-21
6.64%
The US mortgage market is experiencing a period of elevated rates, driven by persistent inflation concerns and a cautious Federal Reserve. While 30-year fixed rates have shown some volatility, they remain significantly higher than recent historical lows. This environment presents challenges for affordability and impacts borrower behavior, with a watchful eye on economic indicators for future direction.
Today: 2026-05-23
Estimates are for illustration only and do not include HOA fees or PMI.
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