U.S. News & World Report
A Record 38% of Americans Have Personal Loans. Here's Why That's Worrying.
A record 38% of American consumers have at least one personal loan, up from 30.9% in 2017. Key Takeaways. A new report from the credit bureau ...
Current Rates
Updated on 2026-03-19 [click for more]
Bank Prime Rate
As of 2026-03-19
6.75%
15Y Fixed (Weekly)
As of 2026-03-19
5.54%
30Y Fixed (Weekly)
As of 2026-03-19
6.22%
30Y Fixed (Optimal Blue Daily)
As of 2026-03-19
6.25%
30Y Jumbo (Optimal Blue Daily)
As of 2026-03-19
6.47%
Rate Trend
Rates data are from the FRED®, this site is not endorsed or certified by the Federal Reserve Bank of St. Louis.
Market Summary As of 2026-03-23
The mortgage market exhibits moderate rate volatility, influenced by Treasury yield fluctuations and persistent inflation concerns. While 30-year fixed rates have seen some upward pressure recently, they remain within a relatively stable range. Affordability remains a key consideration for borrowers, impacting application volumes. The Fed's stance on interest rates continues to be a significant driver.
Today: 2026-03-23
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Estimates are for illustration only and do not include HOA fees or PMI.
Open full calculator suite (includes Buy vs Wait) →Estimated Monthly Payment
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P&I
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Taxes
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Ins
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